COVERAGE / GOLF CART
Golf cart coverage for Wellington neighborhoods

Golf carts are everywhere in Wellington, and most homeowners policies stop at your property line.
ON THE PROPERTY
Homeowners coverage for a golf cart is usually limited to use on your own property.
IN THE COMMUNITY
Driving through the neighborhood, to the club or on community roads typically needs its own policy.
LIABILITY
Covers injuries or damage you cause to others. Carts carry kids, guests and neighbors, so this is the part that matters most.
PHYSICAL DAMAGE
Covers the cart itself against accidents, theft and storm damage.
STREET LEGAL CARTS
Low speed vehicles that are registered and tagged are insured more like a car. We will tell you which applies.
Usually only on your own property, and often with limited liability. Once it leaves your driveway, you want a dedicated policy.
Tell us who drives it. Coverage for other drivers varies by carrier, and it is better to know before a claim than after.
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561 416 5453